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Tuesday, January 6, 2015

Identity Theft

US Government Theft Center
     Identity theft happens when someone steals your personal information and uses it without your permission. It’s a serious crime that can wreak havoc with your finances, credit history, and reputation — and can take time, money, and patience to resolve. The US Government theft center offers advice on immediate steps to take that will help to limit the harm caused as well as advice on what to do next.
     The site also explains how to place extended fraud alerts and credit freezes on your credit reports can make it more difficult for an identity thief to open new accounts in your name. They also offer step-by-step instructions for disputing fraudulent charges and accounts related to identity theft.
     Advice on what to do for lost or stolen credit, ATM, and debit cards: Federal law limits your liability if your credit, ATM, or debit card is lost or stolen, but your liability may depend on how quickly you report the loss or theft. Do you know the warning signs that an identity thief is using your Social Security number?

26 Things An Identity Thief Won’t Tell You - former identity thieves confess the tricks they use to scam you. Reader's Digest Article

Identity Theft Resource Center -
     Do you need help with an identity theft case? Have a question on what you can do to protect yourself? Advisors are trained to provide you with one-on-one assistance for all types of identity theft. They will furnish you with advice tailored to your specific issue, a step-by-step plan, and the necessary documents and letters you will need to implement your plan.
     Established in 1999, the ITRC’s mission is to provide best-in-class victim assistance, at no-charge, to consumers throughout the United States, and to educate consumers, corporations, government agencies, and other organizations on best practices for fraud and identity theft detection, reduction and mitigation.

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